Nursing Home Services in St. Joseph, MO – Cost & Options
If you’re looking for a nursing home in St. Joseph, odds are you or a loved one can no longer live on your own and seek 24-hour around the clock medical care.
Times like these can be difficult for many St. Joseph families. It’s hard to admit when someone needs help. But figuring out how to pay for a nursing home can be even more painful.
On average, residents of St. Joseph pay slightly less for nursing homes compared to the rest of Missouri. According to a 2021 survey by Genworth**, the median annual price for a nursing home in Missouri is approximately $63,145. But in St. Joseph, the cost for nursing home services equates to $60,225 per year, or $165 every day.
That’s 4% less than the state average. Although, it’s still a hefty chunk of change for most families to pay.
Likely, you’re going to want some help deciding which nursing home services in St. Joseph are worth the price. You may want to check out the Missouri Department of Health and Senior Services website, which licenses nursing homes across the state. You can also check out nursing home placement services such as Caregiverlist.com.
But what about the cost?
Many people think Medicare will cover their nursing home costs, but it turns out that if you have long term care needs and need a nursing home, Medicare will not cover your costs.
Luckily, most long term care insurers in St. Joseph work with nursing home providers to make sure you or your loved one don’t have to bear the burden of quality nursing home costs alone. And this is where the insurance brokers at Policy Solver are here to help.
We partner with the best carriers and agents in St. Joseph, to ensure you get the right coverage, at the right price.
Schedule a free consultation today to begin browsing your options. Our brokers are waiting to answer all of your questions and help you find the best coverage in St. Joseph at the lowest price, guaranteed.
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