Long Term Care Planning

Nursing Home Services in Santa Cruz, CA – Cost & Options

Nursing Home Services in Santa Cruz - Cost & Options

If you’re looking for a nursing home in Santa Cruz, odds are you or a loved one can no longer live on your own and seek 24-hour around the clock medical care.

Times like these can be difficult for many Santa Cruz families. It’s hard to admit when someone needs help. But figuring out how to pay for a nursing home can be even more painful.

Unfortunately, residents of Santa Cruz should expect to pay a premium price for a nursing home in California.

According to a 2021 survey by Genworth**, the median annual price for a nursing home in California is approximately $117,530. But in Santa Cruz, the cost for nursing home services equates to $127,750 per year, or $350 every day.

That’s 8% above the state average.

Likely, you’re going to want some help deciding which nursing home services in Santa Cruz are worth the price. You may want to check out the California Department of Public Health website, which licenses nursing homes across the state. You can also check out nursing home placement services such as Caregiverlist.com.

But what about the cost?

Many people think Medicare will cover their nursing home costs, but it turns out that if you have long term care needs and need a nursing home, Medicare will not cover your costs.

Luckily, most long term care insurers in Santa Cruz work with nursing home providers to make sure you or your loved one don’t have to bear the burden of quality nursing home costs alone. And this is where the insurance brokers at Policy Solver are here to help.

We partner with the best carriers and agents in Santa Cruz, to ensure you get the right coverage, at the right price.

Schedule a free consultation today to begin browsing your options. Our brokers are waiting to answer all of your questions and help you find the best coverage in Santa Cruz at the lowest price, guaranteed.

** Genworth Cost of Care Survey, conducted by CareScout®, July – September 2021
© 2021 Genworth Financial, Inc. All Rights Reserved.
Methodology: https://pro.genworth.com/riiproweb/productinfo/pdf/131168.pdf

Where are you in your Life Insurance planning?

Life insurance will help you protect those you love and count on you for providing financial support, in the event you pass away. We’ll help you find the right policy, with the best coverage and best rates.

Where are you in your Medicare insurance planning?

Medicare insurance will help get  the healthcare you will need when you turn 65.  We’ll help get you enrolled and get you the best rates and coverage you’ll need on a Supplemental Medicare to make sure you’re fully covered.

Where are you in your disability
insurance planning?

Disability Insurance will help protect you from the loss of income if you become sick or unable to work for an extended period of time.  We’ll help get you the best rates and the coverage you need.

Select Insurance Type

Select a Calculator