Nursing Home Services in Ocean City, NJ – Cost & Options
If you’re looking for a nursing home in Ocean City, odds are you or a loved one can no longer live on your own and seek 24-hour around the clock medical care.
Times like these can be difficult for many Ocean City families. It’s hard to admit when someone needs help. But figuring out how to pay for a nursing home can be even more painful.
On average, residents of Ocean City pay slightly less for nursing homes compared to the rest of New Jersey. According to a 2021 survey by Genworth**, the median annual price for a nursing home in New Jersey is approximately $135,043. But in Ocean City, the cost for nursing home services equates to $120,085 per year, or $329 every day.
That’s 11% less than the state average. Although, it’s still a hefty chunk of change for most families to pay.
Likely, you’re going to want some help deciding which nursing home services in Ocean City are worth the price. You may want to check out the New Jersey Department of Health website, which licenses nursing homes across the state. You can also check out nursing home placement services such as Caregiverlist.com.
But what about the cost?
Many people think Medicare will cover their nursing home costs, but it turns out that if you have long term care needs and need a nursing home, Medicare will not cover your costs.
Luckily, most long term care insurers in Ocean City work with nursing home providers to make sure you or your loved one don’t have to bear the burden of quality nursing home costs alone. And this is where the insurance brokers at Policy Solver are here to help.
We partner with the best carriers and agents in Ocean City, to ensure you get the right coverage, at the right price.
Schedule a free consultation today to begin browsing your options. Our brokers are waiting to answer all of your questions and help you find the best coverage in Ocean City at the lowest price, guaranteed.
© 2021 Genworth Financial, Inc. All Rights Reserved.