Long Term Care Planning

What is Long Term Care?

What is Long Term Care?

In this article

— Last Updated May 27, 2022

Read Time
2 mins
Reviewed by
Eric Berkman

Guide What is Long Term Care?

— Last Updated May 27, 2022

Stephanie Wilson

Director of Operations

1564577429221

Reviewed by

Eric Berkman

Long term care refers to care services that are designed to help with people’s health or personal care needs for either a short or long duration so they can live safely and be as independent as possible when they are no longer able to perform everyday physical activities like they used to be able to.  Such activities are referred to as Activities of Daily Living (ADLs), including the following: 

  • Personal hygiene: This includes grooming, bathing, oral, hair, and nail care
  • Continence management: Possessing mental and physical ability that allows one to go to the restroom.
  • Dressing: The ability to choose and wear appropriate clothing for various occasions.
  • Feeding: Whether a person is self-sufficient, or requires assistance in eating
  • Ambulating: The ability of a person to change positions and walk independently is referred to as ambulating.

Long Term Care Planning and Insurance Specialists

Ready to chat? get a free consultation

Get in touch so we can discuss your needs, and match you with the right product and coverage to fit your budget.

 

Long term care services can either take place in a person’s home or in a professional facility like a nursing home, assisted living facility, skilled care facility or a memory care facility.  Depending on what your specific condition is, some people might recover from the issue that’s causing them to need long term care, while others will need the care ongoing.  

Each person’s situation is different.  But, the most important thing to think about is making a long term care plan. Whether you will want to explore long term care insurance or not, it’s important to make a plan.  Reality is we’re all going to need help with many, if not all, the activities of daily living in our lives, and it’s better to be prepared than to be caught off guard when the time comes.

Stephanie Wilson

ad516503a11cd5ca435acc9bb6523536?s=150&d=mm&r=gforcedefault=1

October 20, 2021

Article progress

In this article

Read Our Blog Our Most Recent Articles

Looking for some Advice? Considering your options for long term care?

Our professional long-term care planning experts can talk you through your best options based on your circumstances and provide you with a free assessment.

 

Untitled design (20)

get a free consultation Want to know your options for long term care?

Where are you in your Life Insurance planning?

Life insurance will help you protect those you love and count on you for providing financial support, in the event you pass away. We’ll help you find the right policy, with the best coverage and best rates.

Where are you in your Medicare insurance planning?

Medicare insurance will help get  the healthcare you will need when you turn 65.  We’ll help get you enrolled and get you the best rates and coverage you’ll need on a Supplemental Medicare to make sure you’re fully covered.

Where are you in your disability
insurance planning?

Disability Insurance will help protect you from the loss of income if you become sick or unable to work for an extended period of time.  We’ll help get you the best rates and the coverage you need.

Select Insurance Type

Select a Calculator