Long term care costs in Texas are high and will continue to grow like most regions of the country.

According to the 2021 Cost of Care study led by Carescout, the average cost of long term care in Texas will be over $45,000 per year.  When broken down by the various care options, the following are the specific long term care costs in Texas.

The median Home Health Services including Homemaker and Home Health Aid costs are $54,912.  The median Assisted Living costs are $47,970.  And, the median Nursing Home care costs are $61,503 for a semi-private room and $85,107 for a private room. So, if you’ll need care for 10 years, then that could be over $850,000 if you need a private room.  That’s the extreme example, of course.  But, the tricky part with care needs as you get older is you really don’t know how long you’ll need long term care.  So, it’s better to have a plan to pay for it, then be put in a position where you are unable to control how and where you receive your long term care.

According to a study from the Urban Institute and the U.S. Department of Health and Human Services, 70% of people 65 and older will need long term care in their remaining years.  So just like most areas of the country, generally speaking, most people living in Texas will need some form of long term care help as they get older are unable to perform routine daily living activities.