Long Term Care Planning
Home Health Aide Services in St. Cloud, MN - Cost & Options

Home Health Aide Services in St. Cloud, MN – Cost & Options

If you’re looking for a home health aide in St. Cloud, odds are you or a loved one are looking for additional help with home and personal care in order to continue living independently.

Times like these can be difficult for many St. Cloud families. It’s hard to admit when someone needs help. But figuring out how to pay for a home health aide can be even more painful.

On average, residents of St. Cloud pay slightly less for home health aides compared to the rest of Minnesota. According to a 2021 survey by Genworth**, the median annual price for a home health aide in Minnesota is approximately $82,940. But in St. Cloud, the cost for home health aide services equates to $74,772 per year, or approximately $33 per hour of service.

That’s 9% less than the state average. Although, it’s still a hefty chunk of change for most families to pay.

Likely, you’re going to want some help deciding which home health aide services in St. Cloud are worth the price. You may want to check out the Minnesota Department of Health website, which licenses home health aides across the state. You can also check out home health aide placement services such as Caregiverlist.com.

But what about the cost?

Many people think Medicare will cover their home health aide costs, but it turns out that if you have long term care needs and need a home health aide, Medicare will not cover your costs.

Luckily, most long term care insurers in St. Cloud work with home health aide providers to make sure you or your loved one don’t have to bear the burden of quality home health aide costs alone. And this is where the insurance brokers at Policy Solver are here to help.

We partner with the best carriers and agents in St. Cloud, to ensure you get the right coverage, at the right price.

Schedule a free consultation today to begin browsing your options. Our brokers are waiting to answer all of your questions and help you find the best coverage in St. Cloud at the lowest price, guaranteed.

** Genworth Cost of Care Survey, conducted by CareScout®, July – September 2021
© 2021 Genworth Financial, Inc. All Rights Reserved.
Methodology: https://pro.genworth.com/riiproweb/productinfo/pdf/131168.pdf


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