Federal Long Term Care Insurance vs. Private – Everything You Need To Know

Federal Long Term Care Insurance vs. Private

Federal Long-Term Care Insurance vs. Private Insurance Getting older should be a time for relaxing and spending the days with family. For many, it also means thinking about long-term care. Long-term care (or LTC) are the services and facilities that help you get through your daily activities once age makes them too difficult. This could […]

What is Medicare Advantage? Everything You Should Know (2023 Updated)

What is Medicare Advantage?

In the world of Medicare, and health insurance in general, there are an overwhelming number of options. One of the options you’ve probably heard a lot about recently is Medicare Advantage. There’s a good reason for that, too. It solves many of the original Medicare’s shortcomings, and it provides more options for policyholders.  That doesn’t […]

Long-Term Care Insurance and Medicaid (Definitive 2023 Guide)

Long-Term Care Insurance and Medicaid

Long term care insurance and Medicaid are two options available to those in need of more intensive medical treatment such as nursing home care and other long-term situations. However, there are some key differences that you have to consider before deciding which is best for you.  What is the Connection Between Long Term Care Insurance […]

Medicare Part D | Everything You Should Know [Complete 2023 Guide]

Medicare Part D

As we age, we need to ensure that we have proper insurance to help in the case of a medical emergency. Accidents and injuries can sneak up on us, and insurance helps offset these unexpected costs. This is why Medicare is so essential. Medicare is health insurance sponsored by the federal government and primarily used […]

Medicare Supplement Insurance Plans [Definitive 2023 Guide]

Medicare Supplement Insurance Plans

Introduction  Original Medicare is a coverage plan for medical expenses endorsed by the Federal Government. However, the coverage has gaps, and even with Original Medicare, you will have to copay and coinsure for some percentage of your healthcare costs. That’s where Medicare Supplement Insurance plans come in. These cover the additional expenses depending on the […]

What Does AEP Stand for Medicare [Definitive 2023 Guide]

What Does AEP Stand for Medicare [Definitive 2022 Guide]

Medicare is an important part of getting older, but it can feel impossible to navigate. However, health insurance is vital as we age, so any confusion about Medicare should be cleared up as soon as possible. Simply put, Medicare is the federal government’s health insurance used primarily by those over 65 years old. But that […]

Medicare Guide [The Beginner’s Guide to Medicare]

Medicare Guide:The Beginner’s Guide to Medicare

Medicare is a type of federal health insurance program that’s been available since 1965. Despite being used by over 62.6 million people in the US, it still remains a largely confusing program that even its long-time beneficiaries know little about. To dispel any mysteries and misconceptions surrounding it, we’ve developed a thorough overview of Medicare […]

The Complete Guide to Long-Term Care Rates (2023)

The Complete Guide to Long Term Care Rates (2022)

The reality is that about 70% of seniors will require long-term care services at some point in their lives. The service offers daily assistance to people who are unable to perform two or more Activities of Daily Living (ADLs). It is crucial that you start planning long-term care coverage early to avoid mountains of debt. […]

Medicare Part B | Everything You Need To Know [2023 Ultimate Guide]

Medicare Part B

Medicare Part B is part of the original Medicare, which is an insurance plan offered by the United States government. Medicare is split into four parts with different premiums and opt-in options: A, B, C (also called Advantage), and D. Part B covers most major medical expenses outside of hospital visits including doctor’s visits and […]

Medicare Part A | Everything You Need To Know

Medicare Part A

We all have to face the facts. None of us can stop time; we’re all getting older, and we’ll all need to think about future medical care and medical insurance needs. That is why knowledge about medical care and insurance for people above retirement age is essential. After all, it is something everyone will end […]

Medigap: Everything You Should Know [Ultimate Guide 2023]

Medigap: Everything You Should Know

Medicare and other common health insurance plans cover a multitude of medical costs, and having a general healthcare plan in place is key to getting the care you need regardless of the situation. However, even the best plans leave small gaps that may impact your ability to get specific types of care or medications. That’s […]

Medicare Supplement Costs [The Definitive Guide 2023]

Medicare Supplement Costs

Well, if you are looking for Medicare Supplement Insurance online, you probably realize how difficult it is to find out how much Medicare Supplement Insurance costs. That is because there are so many different companies out there that just want to capture your information online, not showing you the actual cost of plans, and either […]

The Complete Guide to Long Term Care Planning [2023]

The Complete Guide to Long Term Care Planning

Long term care refers to getting help with activities of daily living like bathing, eating, using bathroom and other normal daily activities that people typically are able to do for themselves. It’s a blessing if you are enjoying good health today but you don’t know what the future holds. It is crucial to set up […]

Do I Need a Medicare Insurance Agent? [Ultimate Guide 2023]

medicare insurance agent

Medigap can help you pay partial healthcare costs which are usually not covered by original medicare. The Medigap costs depend on multiple factors including location and Medigap plan so remember that if you are applying for disability insurance. Some Medicare plans and policies are quite difficult to understand for a layman then you need to read […]

Why Is Medicare Supplement Insurance Important?

Why Is Medicare Supplement Insurance Important?

Simply put, insurance is something that can help protect you and your loved one’s interests so you can have the financial support you need when things are difficult in life.  If you are wondering ‘’why is medicare supplement insurance important, this text may help you a lot.As you age, and become eligible for federal government […]

Short-Term Disability Insurance Rates – How Much Does It Cost?

Short-Term Disability Insurance Rates - How Much Does It Cost?

If you’re going to get a short-term disability insurance plan from your workplace or a private policy through either a broker or directly through a carrier, you may want to know what the short-term disability rates are. It all depends on the plan that you choose including the coverage you select and the amount of […]

What Is Medigap Planning [Ultimate 2023 Guide]

What Is Medigap Planning

What is Medicare? To start discovering what medigap planning is, let’s first focus on a wider subject, which is Medicare. Medicare is a form of health care insurance that is meant for individuals aged 65 or older, as well as individuals under the age of 65 who may have disabilities. Medicare is also meant for […]

Short Term Disability Insurance – How It Works?

Short Term Disability Insurance - How It Works?

A general outlook on short term disability insurance Short-term disability insurance is a policy that provides workers with a specific percentage of their income for the time they are unable to work due to an illness, or an injury. Given the fact that the benefit period is short-term, this type of disability insurance only typically […]

Long-term Care Insurance – What Is It & Who Needs It?

Long-term Care Insurance - What Is It & Who Needs It?

Long-Term Care Insurance – What Is It & Who Needs It? A general outlook on long-term care insurance Long-term care insurance is used to help people pay for long-term care services when they are unable to perform certain acts typically known as activities of daily living (ADLs). Typically, as people age into their mid-60’s and […]

What is Long Term Care?

What is Long Term Care?

Long term care refers to care services that are designed to help with people’s health or personal care needs for either a short or long duration so they can live safely and be as independent as possible

Disability Insurance | What Is It and How Does It Work? [Ultimate 2023 Guide]

Disability Insurance | What Is It and How Does It Work?

Disability Insurance | What is it and how does it work? [Ultimate 2021 guide]   Disability insurance is a financial security instrument that replaces a certain amount of your income every month if you suffer any injury or illness and are unable to work for a certain period of time.  The main benefit of disability […]