Assisted Living Services in St. Joseph, MO – Cost & Options
If you’re looking for assisted living in St. Joseph, odds are you or a loved one are looking for long term care options that allow you to maintain independence.
Times like these can be difficult for many St. Joseph families. It’s hard to admit when someone needs help. But figuring out how to pay for assisted living can be even more painful.
Unfortunately, residents of St. Joseph should expect to pay a premium price for assisted living in Missouri.
According to a 2021 survey by Genworth**, the median annual price for assisted living in Missouri is approximately $36,000. But in St. Joseph, the cost for assisted living services equates to $46,500 per year, or $3,875 every month.
That’s 29% above the state average.
Likely, you’re going to want some help deciding which assisted living services in St. Joseph are worth the price. You may want to check out the Missouri Department of Health and Senior Services website, which licenses assisted living facilities across the state. You can also check out assisted living placement services such as Caregiverlist.com.
But what about the cost?
Many people think Medicare will cover their assisted living costs, but it turns out that if you have long term care needs and need assisted living, Medicare will not cover your costs.
Luckily, most long term care insurers in St. Joseph work with assisted living providers to make sure you or your loved one don’t have to bear the burden of quality assisted living costs alone. And this is where the insurance brokers at Policy Solver are here to help.
We partner with the best carriers and agents in St. Joseph, to ensure you get the right coverage, at the right price.
Schedule a free consultation today to begin browsing your options. Our brokers are waiting to answer all of your questions and help you find the best coverage in St. Joseph at the lowest price, guaranteed.
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